Baccarat Rules The rules are simple. There are two hands dealt, a player's hand and a banker's hand. When all the cards are dealt the hand closest to 9 wins. Aces have a value of 1, two through nine are counted at face value and tens and face cards have a value of 0. If a hand's total is greater than 10 then only the last digit is used (e.g. a six and a nine have a value of 5).

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