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If the value of a Baccarat hand exceeds nine, then the value of the hand is taken as the unit portion of the total. So, if a hand consists of an eight of clubs and a seven of diamonds, the total for the hand will be 15. You would ignore the tens portion of that total, giving you a value of 5. Similarly, if the total value of the cards were 20, you would ignore the 2 tens portion giving you a hand value of 0. Once the winning hand is determined the game is over. If the hand you bet on won you will be paid out according to the Payout Schedule. Baccarat Basics Baccarat is a game of chance and skill between you and the Banker. It is played with a single standard deck of 52 cards. There are three types of bets and the game odds are high. The objective of the game is to predict whose hand, the Banker's or the Player's, will be closer to the value of nine. You can also bet on the possibility of a tie.

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