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The player closest to 9, wins. If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet. If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish). If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1. Value of the cards in Baccarat: Tens, Jacks, Queens and Kings count as 0. The Ace counts as One. Cards from Two to Nine are at Face Value.

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