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The winning hand will be the one whose value is closest to nine (9). The value of a hand is calculated by adding up the value of the cards. Face cards and 10s have no value in Baccarat. Aces are worth 1 point. All other cards are counted at face value. Values that exceed nine are adjusted by removing the tens column. To play baccarat: · Click on a chip of desired value to select it. Then move your cursor to the middle of the screen and click on any of the three areas on the table (player, banker or tie) to place your bet there. Every click on the area adds one chip to the bet. Select another chip if you wish to increase the bet by some other amount. Right clicking on the area removes one chip. You can place several chips into several areas at the same time.

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