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One of the main differences between the different variations of Baccarat is the position of the banker and who undertakes it. In the version of the game known as Chemin de Fer, the position of the banker passes clockwise from player to player each time the banker loses rather than being fixed by the individual casino. The banker will be provided with funds by the bank. The role of the banker can be passed to the next player. The objective of each version of the game is the same: to reach 9. The player, who plays the role of the banker, deals each player four cards, then the cards are turned over and their value is summed. A player having a total lower than five will usually draw another card, while a player with a hand greater than 5 will usually stand. The total of the hands is then compared and the player with the best hand (closest to 9) wins.

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Two hands are dealt in Baccarat - The Banker's hand and the Player's hand. Prior to each deal, the player wagers on whether the Player's hand or the Banker's hand is closest to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same). 8 decks of 52 cards are used. When the Banker's two cards total between 3-6: Banker's Hand Banker's hand draws when Player's third card is: Banker's hand does not draw when Player's third card is: 3 1-2-3-4-5-6-7-9 8 4 2-3-4-5-6-7 0,1,8,9 5 4-5-6-7 0-1-2-3-8-9 6 6-7 0-1-2-3-4-5-8-9 7 Banker's hand must stand Banker's hand must stand 8-9 "Natural" - Bank stands "Natural" - Bank stands

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