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Two hands are dealt in Baccarat - The Banker's hand and the Player's hand. Prior to each deal, the player wagers on whether the Player's hand or the Banker's hand is closest to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same). 8 decks of 52 cards are used. The player closest to 9, wins. If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet. If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish). If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1.

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