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American Baccarat is not the only Baccarat game, there are other Baccarat variations known. They come under different names and rules, but the object of the game is the same - to get winning hand as close to 9 as possible. Drawind rules and who plays the role of the bank are the main differences.
There exist at least two differences between American and European Baccarat. In European Baccarat the player decides himself whether he will draw or stand on 5. The banker is controlled by the dealer and he also can decide whether to draw or to stand on 5. The banker is financed by the dealer.
Punto Banco is mostly played in North America. The main feature of the game is that the casino always plays the role of the banker. Players make bets not against each other, but against the banker. Each active player is dealt two cards. Then each player turns his cards over and totals them. After totaling the player can either stand or draw. It is better to draw if the total is lower than 10. It is better to stand if it is 5 or higher. If you play Punto Banco you can wager on other players’ wager and on banker’s hand.

 

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Third Card Rules If the Player's two cards total: Player's Hand Draw Rules 0-5 Player's hand must draw 6-7 Player's hand must stand 8-9 Natural (both hands stand) Baccarat Payoffs: Wager and Result Payoff A winning Player hand wager 1 to 1 A winning Banker hand wager 1 to 1 A winning Tie wager 8 to 1

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