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American Baccarat represents the traditional variant of the game, but there exist not so well known variations, which are played in other countries. They have different rules, names and features, but all of them have the same principle. The player has to form a hand as close to 9 as possible. Drawind rules and who plays the role of the bank are the main differences.
European Baccarat has two key differences in rules as compared to American Baccarat. In European Baccarat the player decides himself whether he will draw or stand on 5. In European baccarat the banker can also either draw or stand on 5.
Baccarat Punto Banco is the version of Baccarat most commonly played in North America; in this variation of the game, the casino itself banks at all times, and the banker is the person against whom the players make their individual wagers at all times throughout the game. Each active player is dealt two cards. Then each player turns his cards over and totals them. Depending on the hand that the player has been dealt, he or she then takes a card or stands; if the player has a total of five or less, the player must draw; conversely, with a total of five or more, the player will stand. In Baccarat Punto Banco, the player may wager on either the player's hands or on the banker's hand.

 

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If the value of a Baccarat hand exceeds nine, then the value of the hand is taken as the unit portion of the total. So, if a hand consists of an eight of clubs and a seven of diamonds, the total for the hand will be 15. You would ignore the tens portion of that total, giving you a value of 5. Similarly, if the total value of the cards were 20, you would ignore the 2 tens portion giving you a hand value of 0. Once the winning hand is determined the game is over. If the hand you bet on won you will be paid out according to the Payout Schedule. Baccarat Hands The winning hand is the one with a value closest to nine. The value of a hand is calculated by adding up the total of the cards. The card values are: Card Face Value (Any Suit) Card Point Value King 0 Queen 0 Jack 0 10 0 9 9 8 8 7 7 6 6 5 5 4 4 3 3 2 2 Ace 1

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