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American Baccarat represents the traditional variant of the game, but there exist not so well known variations, which are played in other countries. They differ in rules, names, but the objective of the game remains the same for all of them. The player’s hand has to be as close to 9 as possible. Drawind rules and who plays the role of the bank are the main differences.
European Baccarat has two key differences in rules as compared to American Baccarat. In European Baccarat the player is given an opportunity to decide himself whether to stand or to draw on 5. The banker is controlled by the dealer and he also can decide whether to draw or to stand on 5. The casino finances the banker.
Baccarat Punto Banco is the version of Baccarat most commonly played in North America; in this variation of the game, the casino itself banks at all times, and the banker is the person against whom the players make their individual wagers at all times throughout the game. When playing Punto Banco each player receives two cards, then the cards are turned over and the each player sums the value of all his cards. Depending on the hand that the player has been dealt, he or she then takes a card or stands; if the player has a total of five or less, the player must draw; conversely, with a total of five or more, the player will stand. If you play Punto Banco you can wager on other players’ wager and on banker’s hand.

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How to Play Baccarat Once the bet is placed, the "Player" and "Banker" are each dealt 2 cards. Tens and face cards have a value of 0 (zero), and all other cards are counted as their face value, Aces having a value of 1. When a hand total is larger 9, the first digit is dropped (an 11 would become 1). The higher hands wins. In the event of a "Tie", the bet is a push and the "Tie" bet is paid. The probability of a "Banker" win is nearly 46%, and the probability of a "Player" win is 44.6%. The probability of a "Tie" win is 9.5% The winning hand will be the one whose value is closest to nine (9). The value of a hand is calculated by adding up the value of the cards. Face cards and 10s have no value in Baccarat. Aces are worth 1 point. All other cards are counted at face value. Values that exceed nine are adjusted by removing the tens column.

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