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The position of the banker and who undertakes it is the main difference between Baccarat variations. In Baccarat Chemin de Fer different players play the role of the banker, which passes form player to player in the clockwise direction every time the shooter loses. The house, however, provides the banker with funds throughout the game. If you don’t want to play the role of the banker it will be automatically passed to the next player. The objective of the game always remainds the same for all Baccarat games. The player has to form a hand as close to 9 as possible. The player, who plays the role of the banker, deals each player four cards, then the cards are turned over and their value is summed. Traditionally if the total is lower than 5, the player draws one more card, if the total is 5 or higher the player stands. The hands are then compared and the person who has the hand closest to 8 or 9 receives the pay-out.

 

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The winning hand will be the one whose value is closest to nine (9). The value of a hand is calculated by adding up the value of the cards. Face cards and 10s have no value in Baccarat. Aces are worth 1 point. All other cards are counted at face value. Values that exceed nine are adjusted by removing the tens column. Baccarat Overview In Baccarat two cards are dealt to each of two hands, called the Player Hand and the Bank Hand. A third card may under certain circumstances be drawn for each. The hand which is closest to 9 wins. Picture cards and 10's have a value of zero, aces are one and all others are their face value. If the sum of the cards is greater than 9, the first digit is dropped.

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