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The winning hand will be the one whose value is closest to nine (9). The value of a hand is calculated by adding up the value of the cards.
Face cards and 10s have no value in Baccarat.
Aces are worth 1 point.
All other cards are counted at face value.
Values that exceed nine are adjusted by removing the tens column.
Playing Baccarat
The game Baccarat is played with a single standard deck of cards. Two hands of cards are dealt, one to the Player and one to the Banker. Each hand will contain either two or three cards. If the first two cards dealt to the Player or the Banker are equal to five or less, then the respective hand will be dealt a third card.
Once the size of your wager has been determined, you must decide which of three possible bets you want to make before the cards are dealt. You can decide to bet on the Banker's hand winning, the Player's hand winning or the possibility of a tie.
The winning Baccarat hand will be the one with a value closest to nine. The value of a hand is calculated by adding up the value of the cards. Ace cards have a value of one. Face cards and Tens have no value and therefore do not contribute to the value of the hand. All other card values are treated as they appear. For example, 2 = 2, 3 = 3.

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