Baccarat Hands The winning hand is the one with a value closest to nine. The value of a hand is calculated by adding up the total of the cards. The card values are: Card Face Value (Any Suit) Card Point Value King 0 Queen 0 Jack 0 10 0 9 9 8 8 7 7 6 6 5 5 4 4 3 3 2 2 Ace 1 If the total of a hand exceeds nine, the value of the hand is the "unit" portion of the total. For more information, see the examples below. If the hand you bet on wins, you are paid out according to the Payout Schedule. Examples: A hand consists of an Eight of Clubs and a Seven of Diamonds. The point values are 8 and 7, so the total of the hand is 8 + 7 = 15. As the "tens" portion of the total is ignored, the value of the hand is five. A hand consists of a Nine of Spades, a Two of Hearts and a Nine of Diamonds. The point values are 9, 2 and 9, so the total of the hand is 9 + 2 + 9 = 20. As the "tens" portion of the total is ignored, the value of the hand is zero.

» Baccarat Hands: Casinos

The rules of baccarat are basic and simple to follow. Once you learn it's easy to remember and you can feel completely comfortable sitting at any baccarat table or mini baccarat table at the casino, or playing online. There are free games for beginners in some casinos. So play them if you are not ready to play for money.
As the player you are given the choice of either betting on the banker hand winning, the player hand winning, or a tie between the two. Two cards are dealt to the player and the banker. One of the hands will win. The player who has predicted the outcome right is a winner and he is paid even money. Even money is 1:1. You win an amount equal to your bet and you also keep your bet. Tie bet pays 8:1.
The objective of the game isto have the total of the hand you have placed a bet on as close to 9 as possible. Cards are of different value. 10s and face cards have no value. It is 0. Cards 2through 9 are worth their face value. But the main feature of Baccarat is that the hand can never go bust because if the total is a two-digit number the first digit is taken away. Say you are dealt a pair of sevens - the total is 14, but the count is set to 4, as the leading 1 is arbitrarily dropped.
In the case of the total of the first dealt cards being 8 or 9, this hand is called natural and this hand wins automatically. If both hands are natural, then it is a tie. If none of the hands is natural then the game goes on. One morecard is dealt to each hand, after which the outcome of the game is determined. Those who win on the banker hand are charged 5 percent commission by a casino.

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